Selected work across markets
Product design and engineering for live platforms — Africa, Europe, MENA, Asia, and Latin America.
Bare.ID: sovereign identity without vendor lock-in
German IAM built on Keycloak — SSO, MFA, lifecycle, and access management for teams that refuse US Cloud Act risk.
Getfly CRM: all-in-one customer ops for Vietnamese SMEs
14+ years serving Vietnamese SMEs — customer data, automation, KPI dashboards, and a full mobile CRM with a refundable onboarding promise.
Xpend: USDT in, Naira out — crypto spending for Nigeria
Lagos-to-Enugu reality: crypto liquidity is everywhere, but spending it still means OTC workarounds. Xpend turns USDT into bank payouts and bills in seconds.
Paystack: modern online and offline payments for Africa
Nigeria-born, Stripe-acquired rails powering 200,000+ businesses across Nigeria, Ghana, South Africa, Kenya, and Côte d’Ivoire.
Moniepoint: all-in-one finance for African businesses
From TeamApt roots to a profitable unicorn processing hundreds of billions in annual payment volume — banking built for Nigerian MSMEs.
Djamo: digital banking for Côte d’Ivoire and Senegal
YC-backed neobank with cards, P2P, savings vaults, investments, and SME tools — complementary to Wave, not a clone.
Finom: German IBAN, e-invoicing, and cashback for European SMEs
200K+ European freelancers and SMEs — German IBAN, XRechnung/ZUGFeRD e-invoices, multibanking, and up to 3% cashback.
Bujeti: finance control centre for African businesses
Lagos-based platform replacing Slack-and-transfer chaos with cards, approvals, payroll, and multi-currency ops — NDPR and PCI aware.
Boya: expense cards that speak mobile money and Visa
Nairobi YC company issuing Visa expense cards with mobile-money-aware workflows — built for how East African teams actually spend.
Aspire: multi-currency finance stack for global businesses
Singapore-rooted business accounts, FX, corporate cards, and expense management for startups operating across SEA and beyond.
Tabby: shop now, pay later — and now digital money management
UAE/KSA BNPL used across 65,000+ brands, expanding under a Stored Value Facilities licence into cards and money management.
Sipay: Stripe-like payments and wallets for emerging markets
Istanbul-born platform with 6.3M wallet users and 25K merchants — embedded finance, FX, and white-label card issuing beyond Turkey.
Carsome: used-car e-commerce across Southeast Asia
Malaysia-headquartered automotive platform spanning inspection, pricing, financing, and retail across SEA used-car markets.
Fresha: booking and payments for beauty and wellness
London-born platform for salons and spas — scheduling, payments, marketing, and a consumer marketplace in one system.
Chipper Cash: cross-border money without the old friction
Pan-African remittance and payments app — peer transfers, FX, and financial services built for corridors traditional banks price poorly.
Yassir: on-demand services for North Africa and beyond
Algiers-born platform expanding across Maghreb and Francophone markets — mobility, delivery, and payments under one consumer brand.
Khatabook: digital ledgers for India’s kirana economy
India’s go-to business ledger app — track credit (udhaar), inventory, and cash flow for shopkeepers who never opened Excel.
VaultPay: banking rails for a dollarized Congo
Kinshasa fintech with a full Central Bank of Congo payment licence — Visa cards, USD/CDF accounts, and an agent network for cash-in/out.
Tamara: buy now, pay later for the Kingdom
Saudi BNPL and shopping app embedded across major GCC retailers — installment clarity designed for local commerce norms.
Flutterwave: payment infrastructure across African markets
Pan-African payments company helping businesses accept and send money across complex local rails and currencies.
Wave: low-cost mobile money that redefined West African transfers
Senegal-rooted mobile money known for radically low fees — a consumer product story built on price honesty and agent density.
Creditas: secured digital loans for Latin America
São Paulo fintech specializing in secured loans — vehicle and home equity — with major distribution partnerships across Brazilian digital banking.
Miden: card issuer-processor stack for African fintechs
Nigeria-based issuer-processor helping businesses stand up virtual cards, credit, reconciliation, and expense programs on modern rails.