01 · Problem
What was stuck
Building trust in a market with limited digital banking history means agent networks and cash rails matter as much as UI polish. Messaging must respect dollarization without ignoring CDF.
All case studiesDigital Banking · DRC
VaultPay: banking rails for a dollarized Congo
Kinshasa fintech with a full Central Bank of Congo payment licence — Visa cards, USD/CDF accounts, and an agent network for cash-in/out.
At a glance
DRC
Market
Central Bank
Licence
Visa · Agents
Rails
vaultpay.cd
Live
Account opening
The story in 60 seconds
02 · What we did
How we shipped
Product narrative as Apple-Wallet-meets-Cash-App for Kinshasa: virtual/physical Visa, dual currency, agency banking. Emphasized licence and Visa/Ecobank partnerships as proof of rails.
03 · Takeaway
Why it mattered
In a cash-and-dollar economy, the agent down the street is part of the product.
DRC’s economy runs heavily on USD cash. VaultPay’s licence (not a bank partnership wrapper) and Visa distribution ambitions make it infrastructure, not just an app skin.
More from this build
Visa access
Agent network
Built with
Production stack
React.js
Next.js
TypeScript
Node.js
Tailwind CSS
