All case studiesSME Banking · Europe

Finom: German IBAN, e-invoicing, and cashback for European SMEs

200K+ European freelancers and SMEs — German IBAN, XRechnung/ZUGFeRD e-invoices, multibanking, and up to 3% cashback.

At a glance

200K+

Users

~24 hours

IBAN

XRechnung

Invoicing

finom.co

Live

Account opening
Account opening

The story in 60 seconds

01 · Problem

What was stuck

European SME banking is regulated and comparison-heavy. Pricing tiers (Solo → Grow), cashback caps, and e-invoicing standards must be honest — founders notice when fine print hides in tabs.

02 · What we did

How we shipped

Led with IBAN speed and invoicing ROI (“paid 20%+ faster”), then cards, multibanking, and accounting integrations. Plan comparison tables stay readable; security (BNP Paribas safeguarding, GDPR EU hosting) closes trust.

03 · Takeaway

Why it mattered

Morning at the notary, afternoon with a working IBAN — the product story has to match that tempo.

Finom’s promise is operational: open online, get a German IBAN fast, invoice in compliant formats, and stop juggling bank portals. Expansion across the EEA made localization and plan clarity critical.

More from this build

E-invoicing

E-invoicing

Cards & cashback

Cards & cashback

Built with

Production stack

Next.js
React.js
TypeScript
Tailwind CSS
Node.js

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